Personal Finance

11 Reasons Why I Don’t Recommend Chip Mobile Banking App

don't recommend chip banking app

On the run-up to Christmas 2019, I was approached by Chip mobile banking app to send out a link to all my readers offering a free £10 in exchange for signing up to them. I would also get £10 for each person who used my personal link. However, it wasn’t an app I’d used before […] Read more…

Guest Post: How to Be a Thrifty Fund Investor

thrifty investing

Simon from Financial Expert has authored the following guide on how to invest in funds with a thrifty mindset! Save money when investing by reading on! I have created 4 rules for thrifty investing. One, Two, Three, Four. It’s time for you to save more! If you follow the passive investing approach, you’ll appreciate that […] Read more…

How To Get Started With The Cash Envelope System

get started with cash envelopes

The cash envelope system isn’t new but has been evangelised by American radio host Dave Ramsey and is very closely associated with his debt management techniques. With a just a scroll through social media, you’ll quickly see how effective this method of simply dividing up your monthly budget into categories and putting the cash in […] Read more…

How Much Do You Need In Your Emergency Fund?

emergency fund

This month I thought our boiler had packed in. I immediately wondered how we would be paying for a repair?! Currently we don’t have boiler insurance and we can’t dip into house savings as this is protected so we’re able to move house once we’ve sold up. This got me thinking about how much you […] Read more…