Sometimes you need a bit of help to take care of growing debts or bills, or to pay for something unexpected. Perhaps you just need some extra cash to help you get over a financial slump. Whatever type of assistance you need, whether you need £100, £1,000 or even £10,000, there’s lots of lenders out there, from banks to direct lenders and more, who can help you obtain the money you need quickly and easily – so you can get on with your life debt-free. If borrowing money isn’t your cup of tea, there are other ways to make some extra cash that are as easy as clicking a few websites.

Find out below:

There are a number of ways to make a little extra money, even while sitting at home. Selling items online is quickly becoming one of the more popular ways to make extra pounds – and not just via Ebay or the usual sites you might think of. There are many websites and apps out there specifically for those who wish to do online auctions, sell on consignment, sell their own hand-made products, and even “online yard sales” where you can arrange for porch pickup and contactless payments. If you have something to sell, you can make a nice chunk to help you over that slump, all without leaving your house. All it takes is a little creativity.

Freelance sites exist for those who have a special talent or skill to offer. Data entry, transcription, telemarketing, graphic design, editing, and writing are all skills that are highly sought after online by various companies. Signing up for these job sites is quick and easy (and often free or very cheap) and can match you with great temporary job opportunities to see you over a financial setback. 

For those who need cash upfront, and/or don’t have the time or resources to sell online or take another job, there are options for you, too. Cash advances via direct lenders are a great idea for those who need a few extra pounds but don’t have the best credit and aren’t able to make extra money elsewhere. So long as you have a job and a bank account, you should still be able to borrow. Your interest rates will be higher, and you must adhere to a strict payback schedule, but you can get approved for a decent amount of money. Best of all, most direct lenders can provide you with your payday advance in as little as a couple of hours after you apply! For those who need money quickly, these are a great option. It’s a good way to get back on track without having to provide endless documents or worry about your credit score. 

It can be tempting to ask for a higher amount than what you need, but try not to go too above and beyond what you can comfortably pay back. Many people make that mistake and find themselves in hot water later. A good rule of thumb is to ask for slightly more than what you need to cover the most basic of emergency expenses.