In the modern day, nearly every task can be done online. Shopping, paying bills and banking are all shifting ever closer to an internet-only activity, and it’s never been more important to learn more about keeping your money safe online. Each time you use the world wide web you put your personal data at risk, and there could be catastrophic consequences should anything ever go wrong. Luckily, figuring out the basics of e-safety needn’t be as difficult as you might expect, as there are just a few key tricks and tips that you can utilise to protect yourself and your finances whilst browsing the web. So, if you would like to find out more, then simply read on.
Create Strong Passwords
Creating strong passwords is absolutely essential when seeking to maintain optimum levels of security online, as this is often the only barrier standing between an unauthorised user and your personal information. Strong passwords should contain several different features, including both uppercase and lowercase letters, numbers, symbols and special characters. You should never use your name or date of birth in your password (or any other obvious personal details), as this information is far too easy to obtain and will likely be the first guess utilised to crack into your accounts. Changing your passwords regularly can also be of real benefit, so aim to switch up your details at least once every 3 months to stay safe. Never leave a ‘paper trail’ of passwords – don’t write them down, whether this is physically on paper or virtually on any notes application.
Use Trusted Websites
The internet maintains billions of different websites from all around the world, yet only a small percentage of these can be trusted. Entering your personal information such as your credit card details into an untrustworthy website could cause your identity to be stolen, along with your cash and any credit score you’ve managed to build. For important activities such as Indonesian money transfer, you must take the time to seek out authentic websites that have many positive reviews who you can trust with your financial information. Look for the ‘s’ at the end of the ‘http’ aspect of the URL link, as this denotes a safe and secure website that has been authenticated by the host.
Never Click Ads Or Links
Many incidents of fraud and deception online are a result of users clicking on adverts or unknown links that lead to a virus or potentially even a system shutdown. Many of these ads and links look totally harmless, so you cannot blame yourself for making such a mistake. However, it’s important that you can practice esafety by sticking to web pages that you know and trust, ensuring that you never navigate away from these authenticated pages no matter which tactics are applied. Receiving a random email containing nothing but a link should raise red flags, as should any email that claims to be from your bank or any other association that contains a direct request to click a link. Though there are many adverts that are authentic and trustworthy, those which ‘pop up’ randomly on websites often have malicious intentions, and they can even operate in the background as you enter your details unbeknownst to the user. Using an adblocker tool on your search engine can stop these pesky adverts from spamming your screen, so this may be an option you wish to explore if you are struggling to cope.
Always Use Secure Payment Services
When shopping with a well-known brand online, you’ll often notice the same format and platform for paying. This is because many brands use the same trusted service to complete their transactions, as they can authenticate each payment and gain cover should anything go wrong. Using a secure payment system is the easiest way to keep your financial information safe online, as there are many platforms which are dedicated to protecting your personal data against the many threats that lurk on the web. PayPal is likely the most well known (and well trusted) online payment service, so always look out for this option if you want to stay as safe as can be.
Keeping your money safe online has never been so simple when you can take the time to make the most of the brilliant tips and tricks that have been carefully described above. There’s no time like the present to boost your knowledge on e-safety, as threats and risks hide around every virtual corner, and you never know when your personal information may be in danger.