If there is anything in life that is guaranteed to us, it’s death. The end of life is something that many don’t wish to talk about, for fear of jinxing themselves. Truthfully, there isn’t such a thing as jinxing yourself to death, but eventually your number will be called and you will die, as will your loved ones.
The one thing that people don’t think about in relation to death, is the financial cost.
The emotional cost of death is too much to bear for some and coping with grief can be very difficult. If a loved one in your family passes away, the depth of sadness and human emotion that is felt can make it very hard to even think about what comes next – and we don’t just mean life without them. The one thing that is very common in the subject of funerals, death and dying, is that no one wants to plan for or think about it.
Imagine losing a close relative and finding out that they haven’t put a will together, or purchased life insurance. That kind of pressure is hard to cope with when you are dealing with grief. If a relative who has passed away is particularly wealthy, there could be issues surrounding their estate, which will call for a need for contentious probate solicitors to mediate and help you all come to an agreement. When there is a sudden death that you are not prepared for, the cost could potentially fall to you to pay for a funeral and a cremation, and there’s a good reason that funerals are a big business; they are not cheap!
Trying to get the funds together to give a relative a respectful burial or cremation is difficult, especially if you live to a budget.
Solicitors should help you to manage the finances to ensure that you can pay for the funeral out of the estate of the person who has passed away. If there is no estate, then it will fall to you and the rest of the family to figure it out among yourselves. There are some grants you can read about here that are available for those on certain benefits so that they can get some help to pay for the funeral in full. Choosing a cremation instead of a traditional burial can be cost-effective in the long run, but the hardest part about this is that you won’t necessarily know the wishes of the deceased. Of course, that wouldn’t be your fault and you can only do what is for the best all round.
When it comes to your own funeral, the key is to make sure you have the plans in place as early as possible.
Open a funeral savings account and start getting the money together bit by bit to leave for relatives to access. You can also buy will kits from local shops and have them signed by a legal representative. Your death doesn’t have to cost your loved ones more than heartache, so make sure you plan for it.